Short answer

A friendly AI chat or a polished phone agent is not proof that you have reached a real company. The FTC warns that scammers pay to place fake customer service numbers in search results and that top search results are an unreliable source for contact details. Find the number on your card, statement or the company's own site, and never pay in gift cards, wire transfers or by sharing passwords.

Key takeaways

  • Scammers buy paid search ads so fake support numbers appear first, the FTC warned in January 2026.
  • Legitimate companies do not ask for gift cards, wire transfers or your password in exchange for customer service help.
  • Caller ID and a professional manner prove nothing. The FTC says scammers can fake the name or number on your caller ID.
  • Real companies using chatbots increasingly must tell you that you are talking to AI: the EU AI Act's Article 50, applicable from 2 August 2026, requires it unless obvious.
  • A bot that pushes urgency, secrecy or remote access is a red flag whether it is human or AI.

Why fake support works

People look for support when something has gone wrong, which is when they are most willing to follow instructions. Scammers aim at that moment. In 2020 the FTC warned that some scammers create fake customer service information for popular companies and pay for it to show up in search results. When you contact them they offer to “resolve” a problem if you wire money, send gift cards, share personal details or give remote access.

In January 2026 the FTC repeated the point: do not use top search results to find contact information, because scammers buy paid search ads so their fake numbers appear first. Its advice on unexpected calls is to ask which company is calling, hang up, and contact the company yourself through its official app or website or the number on a recent statement or the back of your card.

What AI adds

Generative AI lets a fraud operation run a chat window that answers in fluent, patient language, or a voice that sounds like a call centre. We covered how scripts are written in AI-generated phishing and scam scripts. The trick underneath has not changed, so the defence has not either: the channel you reached matters more than how helpful the voice sounds.

The FTC’s general guidance on impersonators adds that scammers can fake caller ID, so the name and number you see may not be real. It says to contact a company through a trusted website or a phone number you look up yourself.

Real bots and the disclosure rule

Plenty of genuine companies use AI chat for first-line support. In the EU, Article 50 of the AI Act, which applies from 2 August 2026, requires providers of systems that interact directly with people to design them so users know they are dealing with AI, unless that is obvious to a reasonably well-informed person. That helps with honest firms. It does not help against criminals, who ignore the law. A missing label proves nothing, and a label proves nothing about who runs the page.

Red flags in any support chat or call

  • You arrived through a search ad, a pop-up or an unexpected message instead of the company’s own app or site.
  • The agent asks for gift cards, wire transfers, cryptocurrency, a payment app or your password.
  • You are asked to install remote-access software or read out a verification code.
  • You are told to keep the conversation secret or not to call the bank.
  • Pressure to act now.

The FTC says no legitimate company will ask you to send gift cards or wire money, or give your password, in exchange for customer service help.

Safer ways to get help

Use the app you already have. Type the company’s address into the browser yourself. Use the number printed on your card or statement. Packaging and manuals also list real contacts. If a refund is promised, ask for it to go back to the original payment method.

If you already paid or shared access

Contact your bank or payment provider immediately. Remove any remote-access software, change passwords from a clean device, and watch accounts for changes. For more on scams that start with a fake technician see tech support scams, gift card scams and subscription and free trial scams. Report to ReportFraud.ftc.gov and use IdentityTheft.gov if you shared personal details.

What you can do

  1. 01Get support contact details from the back of your card, a recent statement, product packaging or by typing the company's address yourself.
  2. 02If you did use a search engine, check that the web address belongs to the real company before you call or chat.
  3. 03Hang up on unexpected calls about a problem with your money or account, then call back on a number you trust.
  4. 04Never give remote access, verification codes or passwords to a support agent, human or bot.
  5. 05Refuse payment by gift card, wire transfer, cryptocurrency or payment app for support or refunds.
  6. 06Report scams at ReportFraud.ftc.gov, and if you shared personal data, use IdentityTheft.gov.

Related reading: AI voice clone scams and the data breach tracker.

Frequently asked questions

How do scammers get fake support numbers to show up in search?

The FTC says scammers pay to place fake customer service information in search results. It also notes that scammers buy paid search ads so their fake numbers appear at the top of listings.

Is an AI chatbot on a company website a scam?

Not by itself. Many real firms use AI assistants. What matters is that you reached the site by typing the address or using the official app, and that the bot never asks for gift cards, passwords or remote access.

Do companies have to say when I am talking to an AI?

In the EU, Article 50 of the AI Act requires providers to design systems that interact with people so users know they are dealing with AI, unless that is obvious. It applies from 2 August 2026. Scammers will not follow it, so treat a missing disclosure as no information either way.

What should I do if I gave a fake agent access to my computer?

Disconnect from the internet, remove the remote-access tool, change passwords from a clean device, call your bank on a number you trust and report at ReportFraud.ftc.gov. See our tech support scams guide.

Sources

  1. Scammers and customer service: another imposter scam, Federal Trade Commission, 2020-08-05
  2. How to handle unexpected calls that claim your money is at risk, Federal Trade Commission, 2026-01-30
  3. Article 50: Transparency obligations for providers and deployers of certain AI systems, EU AI Act (artificialintelligenceact.eu, unofficial text)

This article reflects public information as of 2026-11-06. AI tools and rules change quickly; we update articles when new facts are published. Spot an error? See our editorial and corrections policy.